90 Days Before Renewal

• Meet with client
• Review current benefits and discuss possible benefit changes
• Review future funding (Employee % - Employer %)
• Review markets
• Update census data

80 Days Before Renewal

• Distribute Request for proposals (RFP’s) to all viable carriers.

75 Days Before Renewal

• Answer any carrier questions. Provide additional information as needed.

60 Days Before Renewal

• Prepare spreadsheet cost/benefit analysis comparing all alternatives
  to current and renewal cost.
• Determine best value.
  If a change in carriers is required, start enrollment process (forms, employee meetings)

50 Days Before Renewal

• Submit to carrier completed package of required applications.
• Monitor underwriting process till approval and group number is obtained.

30 Days Before Renewal

• Verify renewal process is completed. Verify new ID cards and
  follow up on any open enrollment additions or deletions.

Provider Directory

Life/Dental/Vision/Disability: